stocks
-
[Disclaimer: These are my own views, not financial advice. Use at your own risk.] Looking back at Part 3: Asset Allocation, if you invested $100 each month using an asset allocation of 35% domestic stock (VTI), 15% international (VXUS), 40% bonds (BND) and 10% cash, your portfolio’s asset ratio would drift over 10 years to about…
-
[Disclaimer: These are my own views, not financial advice. Use at your own risk.] Anyone can be a Wall Street Trader and apply the best advice around: buy low! By taking a fixed amount each month and investing in the asset allocation strategy from Part 3: Asset Allocation, we’re implementing a process called dollar-cost averaging…
-
[Disclaimer: These are my own views, not financial advice. Use at your own risk.] When I first started looking at investing, mutual funds were all the rage. They provided a way to own diverse securities without managing the individual stocks themselves. They also provided professional management of this portfolio. However, they come with fees. Enter…
-
[Disclaimer: These are my own views, not financial advice. Use at your own risk.] I’ve long embraced a whole-market, long-term investing mindset, but is focusing solely on U.S. stocks smart? Most wealth management advice points to one thing: asset allocation — a simple way to diversify beyond domestic stocks. Diversification means spreading your investments across…
-
Disclaimer: these are my own thoughts, not official financial advice. If you choose to copy my processes or suggestions, you do so at your own risk. I’m not responsible for your gains or losses 🙂 Once you’ve built up some savings — call it the “uninvested cash” bucket — the next big question is, “How…
