money
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] When I started earning dividends on my portfolio, I didn’t want that cash to sit in my account doing nothing – I wanted it to work for me. So my default setting for dividends was “reinvest in security” (this setting is…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] There’s nothing I can say to anyone hit by layoffs to make it suck less, but I thought it might be good to put out some actionable guidance from a financial perspective. If you’re not currently looking for work, this might…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] Looking back at Part 3: Asset Allocation, if you invested $100 each month using an asset allocation of 35% domestic stock (VTI), 15% international (VXUS), 40% bonds (BND) and 10% cash, your portfolio’s asset ratio would drift over 10 years to about…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] Anyone can be a Wall Street Trader and apply the best advice around: buy low! By taking a fixed amount each month and investing in the asset allocation strategy from Part 3: Asset Allocation, we’re implementing a process called dollar-cost averaging…
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Disclaimer: these are my own thoughts, not official financial advice. If you choose to copy my processes or suggestions, you do so at your own risk. I’m not responsible for your gains or losses 🙂 Once you’ve built up some savings — call it the “uninvested cash” bucket — the next big question is, “How…
