investing
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] When I started earning dividends on my portfolio, I didn’t want that cash to sit in my account doing nothing – I wanted it to work for me. So my default setting for dividends was “reinvest in security” (this setting is…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] There’s nothing I can say to anyone hit by layoffs to make it suck less, but I thought it might be good to put out some actionable guidance from a financial perspective. If you’re not currently looking for work, this might…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] Looking back at Part 3: Asset Allocation, if you invested $100 each month using an asset allocation of 35% domestic stock (VTI), 15% international (VXUS), 40% bonds (BND) and 10% cash, your portfolio’s asset ratio would drift over 10 years to about…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] Anyone can be a Wall Street Trader and apply the best advice around: buy low! By taking a fixed amount each month and investing in the asset allocation strategy from Part 3: Asset Allocation, we’re implementing a process called dollar-cost averaging…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] When I first started looking at investing, mutual funds were all the rage. They provided a way to own diverse securities without managing the individual stocks themselves. They also provided professional management of this portfolio. However, they come with fees. Enter…
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[Disclaimer: These are my own views, not financial advice. Use at your own risk.] I’ve long embraced a whole-market, long-term investing mindset, but is focusing solely on U.S. stocks smart? Most wealth management advice points to one thing: asset allocation — a simple way to diversify beyond domestic stocks. Diversification means spreading your investments across…
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I’ve noticed more “For Sale” signs popping up around central Bellevue, Washington, sparking curiosity about whether now is a good time to sell. Is this area still a seller’s market, or are conditions shifting? Let’s break down the key metrics to find out, focusing on supply, days on market (DOM), and price trends. Here’s what…
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Disclaimer: these are my own thoughts, not official financial advice. If you choose to copy my processes or suggestions, you do so at your own risk. I’m not responsible for your gains or losses 🙂 Once you’ve built up some savings — call it the “uninvested cash” bucket — the next big question is, “How…
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